Information We Collect
Living Benefits Center collects personal and non-personal information when you interact with our website, services, and tools. This includes information provided when you complete forms, request eligibility checks, schedule consultations, subscribe to communications, or engage with our content, including videos and advertisements. The information collected may include your name, email address, phone number, state or location, age, and coverage preferences, as well as details related to your financial or insurance interests. We may also collect communication history, engagement data such as video watch activity, and technical information including your IP address, browser type, device information, and usage behavior. While you may visit certain areas of our website anonymously, access to specific services may require the submission of personal information.

How We Use Your Information

The information we collect is used to provide a personalized and efficient user experience. Living Benefits Center uses your information to evaluate your eligibility for coverage, connect you with licensed insurance specialists, schedule consultations, and respond to inquiries. Additionally, your information may be used to deliver quotes, provide recommendations, and share educational resources relevant to your needs. We also use collected data to improve our website functionality, optimize our services and tools, enhance customer support, and analyze engagement, conversions, and overall performance. From time to time, we may send communications that include updates, promotional offers, and relevant information related to our services, in accordance with your communication preferences.

How We Protect Your Information

Living Benefits Center implements industry-standard security measures designed to safeguard your personal information. These measures include the use of secure servers, encrypted data transmission through Secure Sockets Layer (SSL) technology, and controlled access to systems and data. Personal information is stored within protected environments and is accessible only to authorized personnel who are required to maintain confidentiality. We also conduct regular monitoring and apply appropriate safeguards to protect against unauthorized access, alteration, disclosure, or destruction of your information. Sensitive financial information is not stored on our servers after transactions are completed.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance user experience and improve functionality. These technologies allow us to recognize your browser, remember your preferences, and analyze website traffic and user behavior. They also support marketing efforts, including retargeting advertisements through platforms such as Google and Meta, as well as tracking engagement with forms and video content. You have the option to disable cookies through your browser settings; however, doing so may affect certain features and functionality of the website.

Sharing of Information

Living Benefits Center does not sell, trade, or otherwise transfer your personally identifiable information to outside parties for commercial purposes. However, we may share your information with licensed advisors or specialists within our network in order to fulfill your requests and provide relevant services. We may also share information with trusted third-party service providers who assist in operating our website, managing communications, processing data, or delivering services on our behalf. In certain circumstances, information may be disclosed when required to comply with applicable laws, regulations, or legal processes, or to protect the rights, property, or safety of our organization or others. All parties with whom information is shared are required to maintain its confidentiality and security.

Third-Party Links

Our website may include links to third-party websites, products, or services. These external sites operate independently and maintain their own privacy policies. Living Benefits Center is not responsible for the content, practices, or policies of these third-party websites. We encourage users to review the privacy policies of any external sites they visit.

Children’s Privacy

Living Benefits Center’s website and services are intended for individuals who are at least eighteen (18) years of age. We do not knowingly collect or solicit personal information from individuals under the age of 18. If we become aware that such information has been collected, we will take appropriate steps to delete it.

Email and Communication Compliance

We comply with applicable email marketing and communication regulations, including the CAN-SPAM Act. Communications are sent only to individuals who have opted in through our website or have previously engaged with our services. Each communication includes the option to unsubscribe or opt out of future messages. Users may also opt out of SMS communications by following the instructions provided in the message.

Your Consent

By accessing and using the Living Benefits Center website and services, you acknowledge and agree to the terms outlined in this Privacy Policy and consent to the collection and use of your information as described herein.

Changes to This Policy

Living Benefits Center reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page along with the updated revision date. Such changes will apply only to information collected after the date of the revision.

Compliance Commitment

We are committed to maintaining compliance with applicable privacy laws, regulations, and industry standards, including Federal Trade Commission Fair Information Practices and the Children’s Online Privacy Protection Act, as applicable. We continuously review our practices to ensure the protection and proper handling of personal information.

Contact Information

If you have any questions or concerns regarding this Privacy Policy or the handling of your information, you may contact Living Benefits Center through the contact methods provided on our website or by scheduling a consultation with one of our licensed specialists.